Mobile Payment Services (MPS) Acceptance by Consumers in Developing Economy: An Empirical Analysis
Dublin Core
Title
Mobile Payment Services (MPS) Acceptance by Consumers in Developing Economy: An Empirical Analysis
Subject
mobile payment system (MPS)
attitude, subjective norms
intention, perceived usefulness
perceived ease of use
perceived security
individual mobility
compatibility
Description
Today’s world is technology-oriented, and the use of mobile devices is imperative for individuals to keep pace with the modern lifestyle. This paper aims to determine the causes that formulate a consumer’s choice to adopt mobile payment technology in an underdeveloped economy. Data is collected through an online questionnaire from a sample drawn from a population determined through a statistical database. Structural Equation Modeling (SEM) was employed to test the conceptual framework with the assessment of measurement and structural model. The software used is SmartPLS version 3.0. The results of data analysis show that even in the presence of perceived security risk, customers show a tendency to engage in mobile payment systems based on strong relationships among perceived ease of use and perceived usefulness with attitude towards the use of MPS. The results point out a strong affinity for mobility, compatibility, and subjective norms in mobile technology acceptance.
Creator
Muhammad Hassan
Siti Falindah Padlee
Sheikh Muhammad Zahid
Muhammad Ali
Shahid Ali Khawaj
Source
International Journal of Interactive Mobile Technologies (iJIM); Vol. 16 No. 13 (2022); pp. 95-106
1865-7923
Publisher
International Association of Online Engineering (IAOE), Vienna, Austria
Date
2022-07-11
Rights
Copyright (c) 2022 Muhammad Hassan , Siti Falindah Padlee, Sheikh Muhammad Zahid , Muhammad Ali , Shahid Ali Khawaj
https://creativecommons.org/licenses/by/4.0
Relation
Format
application/pdf
Language
eng
Type
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
Identifier
Citation
Muhammad Hassan et al., Mobile Payment Services (MPS) Acceptance by Consumers in Developing Economy: An Empirical Analysis, International Association of Online Engineering (IAOE), Vienna, Austria, 2022, accessed November 24, 2024, https://igi.indrastra.com/items/show/2301